The strategies that ultimately comprise your comprehensive wealth plan incorporate these considerations.

The Pillars That Underpin Our Service

Tax Planning Implementing estate and gift planning Being mindful of personal income or corporate tax challenges Recognizing federal, state, and local tax related to investments Discussing asset-specific tax implications		Trust Services Benefits of working with Stifel Trust Benefits from creditor protection Effectively making intergenerational gifts Considerations in tax planning

Insurance Seeking income replacement strategies Providing liquidity to pay estate taxes Hedging strategies designed to address wealth volatility Utilizing for wealth transfer		Philanthropy Considering charitable giving options Developing a personalized approach to giving Structuring charitable planning in a tax-advantaged manner Implementing a multigenerational charitable giving program

We can help with your total financial situation by either coordinating with your personal estate, tax planning and philanthropic specialists or providing you with access to Stifel’s Wealth Planning group, which has dedicated professionals is these disciplines to help with your specific estate planning or philanthropic goals.

Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (collectively Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Stifel Trust Companies do not provide legal or tax advice.